Funds in a business plan

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You're ready to start your small business and your're working on a great business plan to take to a bank or other lender. A key part of that plan is the financial statements. These statements will be looked at carefully by the lender, so here are some tips for making these documents SELL your business plan. You may need several different types of statements, depending on the requirements of your lender and your own technical expertise.
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Funding Requirements in a Business Plan

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A business plan is all conceptual until you start filling in the numbers and terms. The sections about your marketing plan and strategy are interesting to read, but they don't mean a thing if you can't justify your business with good figures on the bottom line. You do this in a distinct section of your business plan for financial forecasts and statements. The financial section of a business plan is one of the most essential components of the plan, as you will need it if you have any hope of winning over investors or obtaining a bank loan.
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Fund Sources And Uses

You might have seen the term "Sources and Uses of Funds Statement" on a list of financial spreadsheets needed for a bank loan and you wondered what it is. This statement is sometimes called a source and application of funds statement. Some banks require this statement as part of the application process for a business loan.
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The money in your IRA or k plan shouldn't just sit there doing nothing. Rather, you need to invest that money so it grows into a larger sum in time for your senior years. But investing your savings means having to make tough choices.
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